Practical Guides

Key points This 15-point checklist covers the three critical stages of buying a property in Spain: preparation (NIE, bank account, […]

Key points The total cost of buying a property in Spain amounts to between 109 and 113 per cent of

Key points In Andalusia, in 2026, property purchase costs amount to 9–10 per cent of the price for an existing

Key points Spanish banks lend to French and Belgian non-residents under stricter conditions than those applied to residents: financing is

Key points A French or Belgian bank will never grant a mortgage on a property located in Spain . A

Key points Off-plan financing in Spain follows a phased payment schedule: a deposit of €3,000 to €10,000 , followed by

Key points Buying outright in Spain gives you a real bargaining advantage: in the first quarter of 2026, the average

Key points: The tax liability of a non-resident property owner in Spain is based on two taxes: the IBI ,

Key points You become a tax resident in Spain by spending more than 183 days there in a calendar year

Key facts The Western Costa del Sol stretches from Sotogrande to Benahavís, covering around 50 kilometres of coastline to the