Insights & Guides to buy in Spain
Practical advice, market analyzes and feedback — by the NOMA team.
Buying property on the Costa del Sol: a guide for French and Belgian buyers
Key facts French and Belgian nationals are free to buy property on the Costa del Sol without restriction: in 2025, […]
The process of buying property in Spain: 10 steps 2026
Key points The process of buying property in Spain involves 10 steps , from obtaining the NIE to registration with […]
NIE in Spain for buying property: procedures and timeframes for 2026
Key points The NIE (Número de Identidad de Extranjero) is the identification number for any foreign national with financial interests […]
Bank accounts in Spain for non-residents: the 2026 guide
Key points Opening a bank account in Spain as a non-resident is not a legal requirement but a practical necessity: […]
Nota simple in Spain: checking a property before buying
Key points The ‘nota simple’ is an extract from the Land Registry (Registro de la Propiedad) which reveals, for a […]
Deposit agreement in Spain: an explanation of the preliminary sales agreement
Key points The ‘contrato de arras’ is the Spanish preliminary sales agreement: a private contract that sets out the price, […]
Property due diligence in Spain: key checks
Key points In Spain, the notary verifies ownership and any encumbrances recorded in the land register; nothing else: neither planning […]
Power of attorney in Spain: buying remotely by proxy
Key points A poder notarial (notarised power of attorney) enables you to buy a property in Spain without having to […]
Notaries in Spain: role, limitations and fees compared with France 2026
Key points Spanish notaries do not fulfil the same role as their French or Belgian counterparts: they authenticate the escritura […]
Land Registry in Spain: registration and costs
Key points Registration with the Registro de la Propiedad is not compulsory in Spain, but it is the only way […]
Checklist for buying property in Spain: 15 points to check
Key points This 15-point checklist covers the three critical stages of buying a property in Spain: preparation (NIE, bank account, […]
Spain property purchase budget for 2026: costs, mortgage, taxes
Key points The total cost of buying a property in Spain amounts to between 109 and 113 per cent of […]
Costa del Sol property prices in 2026: a comparison by area
Key facts In August 2026, the average property price on the Costa del Sol reached €4,293 per square metre across […]
Property purchase costs in Spain in 2026: ITP, VAT
Key points In Andalusia, in 2026, property purchase costs amount to 9–10 per cent of the price for an existing […]
Mortgages in Spain for non-residents: conditions for 2026
Key points Spanish banks lend to French and Belgian non-residents under stricter conditions than those applied to residents: financing is […]
A French mortgage to buy property in Spain: a guide
Key points A French or Belgian bank will never grant a mortgage on a property located in Spain . A […]
Off-plan financing in Spain: timetable and guarantees
Key points Off-plan financing in Spain follows a phased payment schedule: a deposit of €3,000 to €10,000 , followed by […]
Buying property outright in Spain: negotiation, funds, strategy
Key points Buying outright in Spain gives you a real bargaining advantage: in the first quarter of 2026, the average […]
Taxation of non-residents in Spain: IBI, IRNR and Form 210
Key points: The tax liability of a non-resident property owner in Spain is based on two taxes: the IBI , […]
Tax residents in Spain: Personal Income Tax 2026 – criteria and pitfalls
Key points You become a tax resident in Spain by spending more than 183 days there in a calendar year […]
Capital gains on property in Spain: calculation, rates and withholding tax
Key points Capital gains on property in Spain are taxed at 19 per cent for non-resident French or Belgian sellers, […]
Where to buy on the Costa del Sol? A comparison by area, 2026
Key points Where to buy on the Costa del Sol depends first and foremost on your profile, and then on […]
Western Costa del Sol: property from Sotogrande to Estepona
Key facts The Western Costa del Sol stretches from Sotogrande to Benahavís, covering around 50 kilometres of coastline to the […]
Costa del Sol Centre: property from Marbella to Fuengirola
Key facts The Central Costa del Sol stretches from Marbella to Torremolinos, passing through Mijas, Fuengirola and Benalmádena: the five […]
Eastern Costa del Sol and Axarquía: property from Málaga to Nerja
Key facts The Eastern Costa del Sol stretches from Málaga to Nerja, with the Axarquía forming the hinterland of rolling […]
Property Check 360°: why it’s essential
On the Costa del Sol, everything looks idyllic: sea views, sunny terraces, sparkling pools. But behind the façade, 38% of […]
Costa del Sol Property Market: Review and Trends 2026
Hausse des prix, nouveaux quartiers, demande belge en forte croissance… Le point complet sur le marché en 2026.
Buying in Spain: The Complete Guide for Belgians
NIE, fiscalité, notaire espagnol… Tout ce qu'un acheteur belge doit savoir avant de se lancer sur la Costa del Sol.
The 5 most frequent mistakes to avoid
After supporting more than 150 Belgian families, we’ve identified recurring patterns. Here are the five most frequent mistakes — and […]
Marbella, Estepona or Benalmádena: where to buy?
The Costa del Sol stretches over 150 kilometres. Each city has its identity, its vibe and its market. The right […]
Belgian taxation: declaring a Spanish property
Owning real estate in Spain has tax implications on both sides of the border. For a Belgian resident, understanding this […]
Your project in Spain, exactly as it should be.
Clear, fluid, serene. Noma by your side — from your first inquiry well beyond closing.